J. R. Peterman Associates, Inc .

News and Information


Travel Insurance Now Required to visit Schengen Countries

Schengen Nations: a group of European countries that allow easy passage between their borders. In order to enter a Schengen Nation as a traveler, you are required to purchase insurance or you will not be allowed to enter the country.The following countries are a part of the Schengen Area:

  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

Travel Medical Insurance is required: In an effort to protect themselves from the financial burden made by medical bills left unpaid by tourists, more and more countries are now requiring visitors to show proof of travel insurance before being allowed to enter. This ensures that in the case of an emergency, the traveler is able to cover any medical expenses should they require treatment.

These destinations also require travel medical insurance for entry: 

 Antarctica, Cuba, Ecuador, Thailand, Qatar, Russia, Turkey, and United Arab Emirates. The lists above are accurate as of June 2019. For the most up to date information on which countries require travel insurance as well as the details of the requirement, please visit the State Department’s website.

Source:  Adele DiRende, Marketing Intern at Arch RoamRight. From Arch Travel Blog Published on Tuesday, June 18, 2019 https://www.roamright.com/travel-insurance-blog/what-is-schengen-travel-insurance-and-do-i-need-it/


   International Workforce Well-Being Survey  

Did you know? 82% of expats go to the doctor in the first 6 months of moving abroad. This highlights the importance of having the right level of medical insurance in place, getting pre-trip planning advice and even having access to virtual health care in helping those relocating abroad to keep healthy and well in their new home. Simply having access to the right healthcare has a positive effect on the well-being of a third (32%) of global workers. Explore the other key findings from Aetna’s 2019 expat well-being survey to support your international workforce here:


Open Workspaces-

Article Taken From: “Ragans PR Daily By Robby Brumberg:  https://www.prdaily.com/report-u-s-workers-hate-open-office-spaces/ May 22, 2018

Would you change jobs to find a less annoying workspace?

According to survey data collected by Bospar PR, it would appear many of us would—especially those toiling in an “open” office setting.

The survey, which garnered responses from a diverse cross-section of 1,000 U.S. workers, found that 76 percent of Americans “hate open offices.” The top reasons cited included:

  • Lack of privacy (43 percent)
  • Overhearing too many personal      conversations (34 percent)
  • Cannot concentrate (29 percent)
  • Worries that sensitive      information can be leaked (23 percent)
  • Can’t do their best thinking (21      percent)

Despite a recent trend of employers tinkering with barrier-free offices, community benches and desk clumps, the science is not sanguine about open workspace productivity. 

What is it workers want, then? Eighty-four percent of Bospar’s respondents said working from home would be ideal. Nearly 60 percent cited “not having to commute” as a top reason for wanting to work remotely, and 41 percent indicated that they’d be more productive working from home. Thirty-five percent said that remote work would enable them to produce more “thoughtful” output.

Workplace environment appears to be a hill that many employees are willing to die on—or at least take a pay cut over. According to the survey, “Eighteen percent would pursue a new job to have a workspace they like better, and 9 percent would petition to work part-time in an environment they do like.”

Amid the clamor for more collaboration, connectivity, corporate camaraderie and increased participation, companies are inevitably alienating some workers. Most, it would seem, would prefer to work in a quiet, non-distracting atmosphere. That might be the most universally desired and appreciated work perk of all.

Resume Writing Tips

There are as many ways to write a resume as there are people to write them. Some of the most important considerations of resume writing include: making sure it is readable, that the type size and format is easy on the eyes. I like the use of bullets rather than sentences in paragraph form.I favor a resume that displays work history in reverse chronological order. The people in charge of hiring and staffing, are most concerned with your most recent work history. A reverse chronological resume lays it out there. A resume that highlights skills and accomplishments, then lists previous positions in another section, makes it difficult if not impossible to determine when, and at what job, a person acquired the skills or accomplished a particular task. If applicable job duties are dated, associated with a position held, say, ten years before, it is probably less desirable experience than a person who is currently performing the required duties.

Resumes that have been watered down with corporate-speak, and glittering generalities, with all specific job duties, and reference to products removed, are confusing, and hard to understand just what a person did and with what/whom. These resumes are often written by professional resume writers who try to make a resume generic, so the person's background will appear to be a fit for as many jobs in as many different industries as possible. This type of resume may work to someone's advantage if they are trying to change industries. They often generate more questions than usable information about a candidates work history.

I have encountered grammatical errors, typos, incomplete sentences, duplicate sentences /words, when reading professional, management and C- level executive resumes. When typing a resume in Word format, be sure the spell check is turned on. When revising an existing resume, make sure you have deleted what you needed to, and added what you intended to add. I believe that I see most of these types of errors in revised versions of previously written resumes, or resumes revised for a particular position.When revising existing resumes, make sure you use the same font and bold face type, and italics, in headings, job titles, employer names, etc. I see many resumes form management level candidates and above with mismatched type size. If you are not proficient in Word, ask someone who is, to retype your resume.Use past tense grammar for past jobs.List not only responsibilities but what a person has accomplished during her/his time performing in the position. 

Listing only Responsibilities on your resume gives the impression that you are a processor, tend toward tunnel vision, narrow scope, and my job only thinker. Listing your accomplishments conveys a big picture thinker-strategic person, leader, ready to accomplish even more in the next position, etc. It gives you a value added advantage over another candidate.

The highest level of Education listed on your resume will be verified, and all other formal education may be verified.Your employment will be verified and employment dates on your resume should be accurate and any salary listed on the application should be accurate.All licenses and professional certifications may be investigated. 

87.5 Million Expatriates By 2021


According to a new research report published by Finaccord, the total number of expatriates worldwide amounted to around 66.2 million in 2017. This figure has grown at a compound annual rate of 5.8% since 2013, given that there were around 52.8 million expatriates in that year. By 2021, Finaccord forecasts that the number will reach around 87.5 million.

· The global expatriate population has reached 66.2 million and is on track to rise to 87.5 million by 2021;

· the highest numbers of expatriates reside in Saudi Arabia, the UAE and Germany;

· individual workers account for over 70% of expatriates worldwide and students for 8.5% of them.

Source: IPMI Magazine. Read the full article here: https://ipmimagazine.com/medical-health-insurance/en/news/insurance/item/5315-87-5-million-expatriates-by-2021   

New Legislation - The Salary Question

California recently passed legislation that prohibits employers or an agent of an employer from asking about an applicant's previous salary. If the applicant voluntarily provides this information without being asked, the employer can use it in determining salary for the applicant.

Delaware, Massachusetts and Oregon have passed similar laws which will take effect within the next 12 months. New York (effective 10/31/17) and San Francisco effective July 1, 2018) have passed similar laws. April, 2018 Update: California, Oregon, Delaware, Massachusetts, New York City, Philadelphia and Puerto Rico outlawed employers from inquiring about a candidate’s salary history. New Orleans and Pittsburgh put in place similar bans for hiring city workers.  Michigan and Wisconsin have also prohibited the salary history question bans. Vermont passed salary question ban effective July 2018 and Connecticut, effective 1/1/19.

Top comments.

Food for Thought- Income Disparity


“There is no bigger threat to our democracy than wealth disparity. It is a story normally reserved for monarchies, dictatorships, and plutocracies, and yet we got in this pickle because over the last 40 years the corporate focus on profits took on manic proportions relative to other stakeholders such as employees, communities, and the planet….”

Source: Paul Tudor Jones, Tudor Investment Corporation Head, and Robin Hood Foundation Founder. Quote published in Editorial Comment by Randy Lane, Editor, page 12, Forbes Magazine 12/26/17 

Advice Worth Repeating


In an active job search? Don’t Overlook Anything About Your Online Presence. 

Always be aware of and review your Online presence. Your online resume offers another read on how “buttoned up” you are outside of your professional world. Be sure to make a positive and professional impression across all social media platforms that you are using. Inconsistencies between your resume, your online resume, LinkedIn profile may reveal lack of detail orientation, or expose stated variations in duties/titles/etc. at the same job. Unprofessional photos can also raise questions or suggest that you are not aware of how you present yourself in a career environment. Be sure that your resume, online profile, and online communication are free of typos, grammatical errors, or poor (hard to read) formatting. According to LinkedIn, 58% of all resumes have a typo of some form. 

Source: LinkedIn Talent Solutions, January 2018